Small business loans

At Fullerton India, we understand your business dreams and growth aspirations. There are phases in a business cycle when you seek financial avenues to fuel the growth of your small or medium level enterprise. Quite often your business needs that extra push to take it to a new level of development. In a stiff competitive environment and an ever growing economy, you would not want to lose any business opportunity that comes your way.

Our Business loans at Fullerton India are designed to do just that. We take care of a wide range of capital requirements, financial needs and other industrial expenses that are crucial to keep your business running. We have the right expertise and a keen eye to understand your business requirements. So whether you aspire to expand your current business venture or require new machinery or equipment for your enterprise, our customized business loans aim to provide the right answer to your problems based on your needs.

Documentation

Application form with a recent photograph
Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
Age proof (PAN Card, Passport, any other certificate from a statutory authority)
Proof of business existence
Bank Statements (Bank statement / Bank Passbook for last 6 months)
Profit and loss statement for last 3 years
Balance sheet for last 3 years
Income Tax Returns for last 3 years (for self and business) duly certified by a CA
Processing fee cheque.

Benefits of Flexi Loans

Flexi Loan offers many benefits over an existing Term Loan:

You have the flexibility to pre-pay the loan with idle funds.
You can re-avail the pre-paid amount within the drop-line facility at any time within the loan tenor time frame without any additional documentation.
You save on Interest costs – Interest is payable only on the utilized loan amount. There is no interest levied on the pre-paid amount.
Seamless, easy, hassle-free online transactions on the Bajaj internet portal– Experia, the self-service account access tool for.Draw-down and RTGS that allows you to make pre- payments to BFL through Net Banking facility.
Nil Part payment charges for FLEXI loans.

Pre-approved offers

As an existing customer will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even reduction of rates from time to time.

Online account access

Once you’ve availed a Business Loan from Bajaj Finserv, you can get all information about your loan like payment schedule, interest certificate, repayment track and key information related to your loans through our digital customer portal.

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Loan Amount

Small business loans